:root{--royal-blue:#1a237e;--midnight-blue:#0a0a5c;--dark-cobalt:#0d1b8e;--bg-primary:#07070e;--bg-card:#0e0e1a;--bg-card-hover:#12122a;--silver:#9e9eb8;--silver-light:#c0c0d8;--silver-dim:#5a5a78;--white:#f0f0f8;--text-primary:#e8e8f0;--text-secondary:#a0a0b8;--border:#1e1e3a;--focus-ring:#304ffe;--heading-font:"Montserrat", sans-serif;--body-font:"Inter", sans-serif;--max-width:1200px;--section-gap:100px}*,:before,:after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:var(--body-font);background-color:var(--bg-primary);color:var(--text-primary);line-height:1.6;overflow-x:hidden}body:before{content:"";pointer-events:none;z-index:0;background-image:linear-gradient(#1e1e3a4d 1px,#0000 1px),linear-gradient(90deg,#1e1e3a4d 1px,#0000 1px);background-size:60px 60px;width:100%;height:100%;position:fixed;top:0;left:0}a{color:inherit;text-decoration:none}.container{max-width:var(--max-width);z-index:1;margin:0 auto;padding:0 24px;position:relative}.divider{background:linear-gradient(90deg, transparent, var(--silver-dim), transparent);border:none;height:1px;margin:0}.section{padding:var(--section-gap) 0}.section-title{font-family:var(--heading-font);color:var(--white);text-align:center;letter-spacing:-.01em;margin-bottom:16px;font-size:clamp(1.5rem,3.5vw,2.25rem);font-weight:700}.section-subtitle{text-align:center;color:var(--text-secondary);max-width:560px;margin:0 auto 64px;font-size:1rem}.btn{font-family:var(--heading-font);letter-spacing:.04em;text-transform:uppercase;cursor:pointer;border:none;justify-content:center;align-items:center;padding:16px 40px;font-size:.95rem;font-weight:700;transition:all .25s;display:inline-flex}.btn-primary{background:var(--royal-blue);color:var(--white);clip-path:polygon(0 0,calc(100% - 12px) 0,100% 12px,100% 100%,12px 100%,0 calc(100% - 12px))}.btn-primary:hover{background:var(--dark-cobalt);transform:translateY(-2px);box-shadow:0 8px 30px #1a237e66}.btn-primary:active{transform:translateY(0)}.fade-up{opacity:0;transition:opacity .6s,transform .6s;transform:translateY(30px)}.fade-up.visible{opacity:1;transform:translateY(0)}.fade-up[data-delay]{transition-delay:var(--delay,0s)}.header{z-index:100;-webkit-backdrop-filter:blur(16px);border-bottom:1px solid var(--border);background:#07070ed9;padding:0 24px;transition:box-shadow .3s;position:fixed;top:0;left:0;right:0}.header.scrolled{box-shadow:0 4px 30px #00000080}.header-inner{max-width:var(--max-width);justify-content:space-between;align-items:center;height:72px;margin:0 auto;display:flex}.logo{font-family:var(--heading-font);letter-spacing:.15em;color:var(--white);align-items:center;gap:8px;font-size:1.5rem;font-weight:800;display:flex}.logo-img{object-fit:contain;width:50px;height:50px}.nav{align-items:center;gap:32px;display:flex}.nav a{color:var(--text-secondary);letter-spacing:.04em;text-transform:uppercase;font-size:.875rem;font-weight:500;transition:color .2s;position:relative}.nav a:after{content:"";background:var(--silver-light);width:0;height:1px;transition:width .3s;position:absolute;bottom:-4px;left:0}.nav a:hover{color:var(--white)}.nav a:hover:after{width:100%}.burger{cursor:pointer;background:0 0;border:none;flex-direction:column;gap:5px;padding:8px;display:none}.burger span{background:var(--silver);width:24px;height:2px;transition:all .3s;display:block}.burger.active span:first-child{transform:rotate(45deg)translate(5px,5px)}.burger.active span:nth-child(2){opacity:0}.burger.active span:nth-child(3){transform:rotate(-45deg)translate(5px,-5px)}@media (width<=768px){.nav{opacity:0;visibility:hidden;background:#07070ef7;flex-direction:column;justify-content:center;gap:40px;transition:all .3s;position:fixed;inset:72px 0 0}.nav.open{opacity:1;visibility:visible}.nav a{font-size:1.1rem}.burger{display:flex}}.hero{text-align:center;justify-content:center;align-items:center;min-height:100vh;padding:120px 24px 80px;display:flex;position:relative}.hero-content{max-width:820px}.hero h1{font-family:var(--heading-font);color:var(--white);letter-spacing:-.01em;margin-bottom:24px;font-size:clamp(2rem,5vw,3.5rem);font-weight:800;line-height:1.15}.hero-subtitle{color:var(--text-secondary);max-width:640px;margin-bottom:48px;margin-left:auto;margin-right:auto;font-size:clamp(1rem,2.5vw,1.25rem);line-height:1.7}.hero-buttons{flex-wrap:wrap;justify-content:center;gap:16px;display:flex}.btn-secondary{color:var(--white);border:1px solid var(--silver-dim);clip-path:polygon(0 0,calc(100% - 12px) 0,100% 12px,100% 100%,12px 100%,0 calc(100% - 12px));background:0 0}.btn-secondary:hover{border-color:var(--silver-light);background:#1a237e4d;transform:translateY(-2px)}.btn-secondary:active{transform:translateY(0)}.services-grid{grid-template-columns:repeat(4,1fr);gap:24px;display:grid}.service-card{background:var(--bg-card);border:1px solid var(--border);padding:40px 28px 36px;transition:all .3s;position:relative;overflow:hidden}.service-card:before{content:"";background:var(--royal-blue);height:2px;transition:transform .3s;position:absolute;top:0;left:0;right:0;transform:scaleX(0)}.service-card:hover{background:var(--bg-card-hover);border-color:var(--royal-blue);transform:translateY(-4px)}.service-card:hover:before{transform:scaleX(1)}.service-icon{filter:grayscale(.1);margin-bottom:20px;font-size:2.25rem;display:block}.service-card h3{font-family:var(--heading-font);color:var(--white);letter-spacing:.01em;margin-bottom:12px;font-size:1.05rem;font-weight:700}.service-card p{color:var(--text-secondary);font-size:.9rem;line-height:1.65}@media (width<=1024px){.services-grid{grid-template-columns:repeat(2,1fr)}}@media (width<=640px){.services-grid{grid-template-columns:1fr;gap:16px}.service-card{padding:32px 24px 28px}}.calculator-wrapper{background:var(--bg-card);border:1px solid var(--border);max-width:800px;margin:0 auto;padding:56px 48px 48px}.calc-row{grid-template-columns:1fr 1fr;gap:20px;display:grid}.calc-group{margin-bottom:24px}.calc-group label{color:var(--silver);letter-spacing:.06em;text-transform:uppercase;margin-bottom:8px;font-size:.8rem;font-weight:600;display:block}.calc-control{width:100%;font-family:var(--body-font);color:var(--text-primary);background:var(--bg-primary);border:1px solid var(--border);outline:none;padding:14px 16px;font-size:.95rem;transition:border-color .2s,box-shadow .2s}.calc-control::placeholder{color:var(--silver-dim)}.calc-control:focus{border-color:var(--focus-ring);box-shadow:0 0 0 2px #304ffe26}.calc-control.error{border-color:#c62828}select.calc-control{appearance:none;cursor:pointer;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='%239e9eb8' d='M1.41 0L6 4.58 10.59 0 12 1.41l-6 6-6-6z'/%3E%3C/svg%3E");background-position:right 16px center;background-repeat:no-repeat;padding-right:44px}input[type=date].calc-control{cursor:pointer}input[type=date].calc-control::-webkit-calendar-picker-indicator{filter:invert(.65)sepia(.1)saturate(.5)hue-rotate(180deg);cursor:pointer}.calc-error-text{color:#ef5350;margin-top:6px;font-size:.75rem;display:block}.calc-full{grid-column:1/-1}.calc-actions{flex-wrap:wrap;gap:16px;margin-top:8px;display:flex}.calc-actions .btn{flex:1;min-width:200px}.calc-results{border-top:1px solid var(--border);margin-top:48px;padding-top:40px}.calc-results-title{font-family:var(--heading-font);color:var(--white);text-align:center;margin-bottom:12px;font-size:1.3rem;font-weight:700}.calc-summary{text-align:center;color:var(--text-secondary);margin-bottom:32px;font-size:.9rem}.calc-results-grid{grid-template-columns:repeat(3,1fr);gap:20px;margin-bottom:24px;display:grid}.calc-result-card{background:var(--bg-primary);border:1px solid var(--border);text-align:center;padding:32px 24px;transition:all .3s}.calc-result-card:hover{border-color:var(--royal-blue);transform:translateY(-2px)}.calc-bank-name{font-family:var(--heading-font);color:var(--white);margin-bottom:12px;font-size:1.05rem;font-weight:700}.calc-rate{color:var(--silver);margin-bottom:16px;font-size:.85rem}.calc-commission{font-family:var(--heading-font);color:var(--white);margin-bottom:4px;font-size:1.75rem;font-weight:800}.calc-commission-label{color:var(--silver-dim);font-size:.8rem}.calc-disclaimer{text-align:center;color:var(--silver-dim);margin-top:20px;font-size:.75rem;line-height:1.5}@media (width<=768px){.calculator-wrapper{padding:40px 28px}.calc-row,.calc-results-grid{grid-template-columns:1fr}.calc-actions{flex-direction:column}.calc-actions .btn{min-width:100%}}.why-us{background:var(--bg-card);border-top:1px solid var(--border);border-bottom:1px solid var(--border)}.stats-row{grid-template-columns:repeat(3,1fr);gap:48px;display:grid}.stat-item{text-align:center;padding:24px;position:relative}.stat-item:not(:last-child):after{content:"";background:var(--border);width:1px;height:60%;position:absolute;top:20%;right:-24px}.stat-number{font-family:var(--heading-font);color:var(--white);margin-bottom:12px;font-size:clamp(2rem,4vw,3rem);font-weight:800;line-height:1}.stat-number span{color:var(--royal-blue)}.stat-label{color:var(--text-secondary);letter-spacing:.02em;font-size:.95rem}@media (width<=768px){.stats-row{grid-template-columns:1fr;gap:16px}.stat-item:not(:last-child):after{display:none}.stat-item{border-bottom:1px solid var(--border);padding:32px 24px}.stat-item:last-child{border-bottom:none}}.form-wrapper{background:var(--bg-card);border:1px solid var(--border);max-width:640px;margin:0 auto;padding:56px 48px}.form-group{margin-bottom:24px}.form-group label{color:var(--silver);letter-spacing:.06em;text-transform:uppercase;margin-bottom:8px;font-size:.8rem;font-weight:600;display:block}.form-control{width:100%;font-family:var(--body-font);color:var(--text-primary);background:var(--bg-primary);border:1px solid var(--border);outline:none;padding:14px 16px;font-size:.95rem;transition:border-color .2s,box-shadow .2s}.form-control::placeholder{color:var(--silver-dim)}.form-control:focus{border-color:var(--focus-ring);box-shadow:0 0 0 2px #304ffe26}textarea.form-control{resize:vertical;min-height:120px}select.form-control{appearance:none;cursor:pointer;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='%239e9eb8' d='M1.41 0L6 4.58 10.59 0 12 1.41l-6 6-6-6z'/%3E%3C/svg%3E");background-position:right 16px center;background-repeat:no-repeat;padding-right:44px}.form-row{grid-template-columns:1fr 1fr;gap:20px;display:grid}.form-wrapper .btn{width:100%;margin-top:8px;padding:18px;font-size:.9rem}.form-note{text-align:center;color:var(--silver-dim);margin-top:16px;font-size:.75rem}.form-error-text{text-align:center;color:#ef5350;margin-top:12px;font-size:.8rem}.form-success{text-align:center;padding:32px}.form-success h3{font-family:var(--heading-font);color:var(--white);margin-bottom:12px;font-size:1.3rem;font-weight:700}.form-success p{color:var(--text-secondary)}@media (width<=768px){.form-wrapper{padding:40px 28px}.form-row{grid-template-columns:1fr}}.footer{border-top:1px solid var(--border);text-align:center;padding:48px 24px}.footer-inner{max-width:var(--max-width);margin:0 auto}.footer-brand{font-family:var(--heading-font);letter-spacing:.12em;color:var(--silver);margin-bottom:16px;font-size:1.1rem;font-weight:700}.footer-details{color:var(--silver-dim);font-size:.8rem;line-height:2}.footer-links{flex-wrap:wrap;justify-content:center;gap:24px;margin-top:20px;display:flex}.footer-links a{color:var(--silver-dim);border-bottom:1px solid #0000;font-size:.8rem;transition:all .2s}.footer-links a:hover{color:var(--silver-light);border-bottom-color:var(--silver-light)}.legal-page{min-height:100vh;padding:120px 24px 100px}.legal-back{border:1px solid var(--border);color:var(--silver-light);font-family:var(--body-font);cursor:pointer;background:0 0;align-items:center;margin-bottom:32px;padding:8px 20px;font-size:.9rem;transition:all .2s;display:inline-flex}.legal-back:hover{border-color:var(--silver-light);color:var(--white)}.legal-title{font-family:var(--heading-font);color:var(--white);letter-spacing:-.01em;margin-bottom:8px;font-size:clamp(1.5rem,3.5vw,2.25rem);font-weight:700}.legal-date{color:var(--silver-dim);margin-bottom:48px;font-size:.85rem}.legal-content{max-width:720px}.legal-content h2{font-family:var(--heading-font);color:var(--white);border-top:1px solid var(--border);margin:40px 0 16px;padding-top:24px;font-size:1.15rem;font-weight:700}.legal-content h2:first-of-type{border-top:none;margin-top:0;padding-top:0}.legal-content p{color:var(--text-secondary);margin-bottom:16px;line-height:1.75}.legal-content ul{margin:0 0 16px;padding:0;list-style:none}.legal-content ul li{color:var(--text-secondary);margin-bottom:8px;padding-left:24px;line-height:1.75;position:relative}.legal-content ul li:before{content:"";background:var(--royal-blue);clip-path:polygon(50% 0%,100% 50%,50% 100%,0% 50%);width:6px;height:6px;position:absolute;top:10px;left:0}.app{z-index:1;position:relative}